Model sports insurances

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Model sports insurance

Model flight insurance for RC model aircraft & model sports insurance for vehicle and ship models

Which models are included in our model owner liability insurance?

Model planes are subject to compulsory insurance according to LuftVG § 43 (German Air Traffic Act). Planes and other models are often not covered by the private liability insurance.

We off a model owner liability insurance for: radio-controlled helicopters, cars, ships and boats, as well as model kites, model balloons, model rockets, surface planes and gliders.

Would you also like to insure the piloting of drones? Our liability insurance for private use also covers the control of drones in addition to the control of models.

Model planes

Radio-controlled model planes like helicopters, gliders, jets as well as surface planes, model balloons, model zeppelins, kites (stunt kites and single line kites) and rocket models

Model vehicles

Motor-driven vehicle models like radio-controlled cars, utility vehicles, agricultural vehicles and emergency vehicles

Model ships

Radio-controlled ship models like boats, sailing boats, racing boats, yachts and bigger ship models.

Overview of all benefits

Simply and easily calculate the tariff online for a quick overview

Go to the tariffs calculator

Benefit overview of the model sports insurance

Perfect insurance coverage for your hobby: insured with one tariff for all models

Up to 3 or 10 million Euro insurance sum

In case of doubt we recommend the higher insurance sum. We will assist you when choosing the best insurance sum for your needs regarding the drone liability insurance.

No deductible/excess

No deductible/excess for material, personal or financial damages

Unlimited number of covered models

We offer you an insurance for an unlimited number of models in one tariff. Rented or borrowed models are also included.

Competent support in case of a claim

In case of a damage claim we are at your side! You report the damage to us, and we take care of the rest.

Absolute liability and aircraft insurance

Our insurance for drones in the private area and for clubs/associations includes the legally required absolute liability and it is a real aircraft insurance for keeping, owning, and operating an aircraft model of all types.

Benefit overview of the private model owner liability insurance

Insurance sum	3.0 Mio € / 10.0 Mio €	If you are not sure which insurance sum is the right one for you, we can advise you in that matter.
Annual fee	ab 39,96 € for adults ab 26,64 € for adolescents ab 51,96 € for partners/families
Number of covered models	unlimited	All models are covered by one fee because the insurance is personalized
Camera (photos, movie and video recordings)	###check###
Rented/borrowed models	###check###
Insured models	All kind of remote-controlled models are included, plane models, vehicle models and ship models, drones.
Geographical coverage	worldwide (except in countries of war and embargo, USA only on separate request)	Should you want the USA to be covered, please contact us.
Deductible (for material, personal or financial damages)	None
Number of insured pilots	One person in the tariff adults/adolescents Several persons in the tariff families/partners
Insured take-off weight	Aircraft models of all types with a weight of up to 150 kg Rockets models with a propellant of max. 50 g and a take-off mass of about 50 kg. Drones of up to 25 kg
FPV (First Person View)	###check###
Control with smart phone and tablet	###check###
Indoor operation	###check###
Flying “in the wild” (meadows, fields)/ Flying outside of model airfields	###check###	Condition: Observing all legal regulations
Participation in competitions/events/”air races”	###check###
Automatic coming-home function, fail-safe	###check###	Condition: flying/operating by sight
Absolute liability	###check###	Our insurance for drones in the private area and in clubs includes the required absolute liability and it is a real aircraft insurance.
Legal expense insurance	###check###	Included non-contributory (insurance company for the legal expense insurance is Allianz Deutschland AG)
Insurance company for the liability insurance:	Allianz Global Corporate & Specialty SE

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Commercial model flight insurance

We offer a tailor-made model owner liability insurance for your business. With this, you are well-equipped and prepared for model presentations, test flights, repair work shops or as a trader.

Benefit overview of the commercial model owner liability insurance

Insurance sum	3.0 Mio € / 10.0 Mio €	If you are not sure which insurance sum is the right one for you, we can advise you in that matter.
Annual fee	from 96,00 € UAV without camera
Number of covered models	unlimited	All models are covered by one fee because the insurance is personalized.
Camera (photos, movie and video recordings)	###xmark###
Rented/borrowed models	###check###
Deductible (for material, personal or financial damages)	none
Geographical coverage	Worldwide (excluding the USA)	Should you want the USA to be covered, please contact us.
Insured models	All kind of remote-controlled models
Number of insured pilots/operators	Several persons can be covered. Our discount system: 2 operators 15%, 3 operators 30%, 4 operators 45%, 5 operators (or more) 60% discount
Insured take-off weight	Aircraft models of all types with a weight of up to 150 kg Rockets models with a propellant of max. 50 g and a take-off mass of about 50 kg.
FPV (First Person View)	###check###
Control with smart phone and tablet	###check###
Indoor operation	###check###
Flying “in the wild” (meadows, fields)/ Flying outside of model airfields	###check###	Condition: Observing all legal regulations
Participation in competitions/events/”air races”	###check###
Automatic coming-home function, fail-safe	###check###	Condition: flying/operating by sight
Absolute liability	###check###	Our insurance for model flights includes the required absolute liability and it is a real aircraft insurance.
Legal expense insurance	###xmark###
Insurance company for the liability insurance:	Allianz Global Corporate & Specialty SE

Calculate now

Your advantages with the DMO

Dedicated contact partners

Our dedicated team is at your service. Consultation, insurance and competent help in case of a claim.

Always available

You can contact us by telephone: 49-202-2701770 and by mail: info@dmodirekt․de during our business hours. Usually we will reply within one working day.

40 years of experience

We founded our company with a passion for our own hobby, and this might be one of the reasons why more than ten thousand model sports supporter and commercial users are so satisfied with our services.

Frequently asked questions and answers regarding model sports, especially model flight

Since August 10th 2005, a model owner liability insurance for all model planes, copters and drones (so-called UAVs, unpiloted aerial vehicles) is required by law, regardless of their take-off weight. (§ 33, 37, 43.2 LuftVG (German Air Traffic Act)! Pilots/operators need a real aircraft insurance which includes an absolute liability. With our model sports insurance, we fulfill the mandatory legal requirements for the private and commercial use.

Our liability insurances start at 39,96 € per year. We are happy to advise you regarding the perfect insurance for your needs.

That depends on your flight plans!

For private flights in Germany with model planes under 2 kg and under 120 m flight height, DMO customers will not need a training certificate.

Beyond these limits, the DMFV certificate of knowledge is required. This costs €26.75 and is valid for 5 years.

For flights in other European countries and for a take-off weight of 250 gr or more, you need the proof of competence A1/A3 of the LBA (Luftfahrt Bundesamt). This costs 25 € and is also valid for 5 years.

For commercial flights you always need an EU proof of competence.

More about the EU proof of competence

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UAS owner registration

Proof of knowledge for model pilots

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